Start Living Freely
What's the cost of financial freedom? Just $109 a year to get there.
Choose the plan that fits your financial goals. Start free, upgrade when you're ready.
Free
Perfect for getting started
Everything you need to begin:
- Unlimited transactions & budgets
- Unlimited custom categories
- Reflect reports & personalized dashboard
- Reflect Ask — 3 AI insights per month
- Privacy Shield (multitasking)
- Up to 5 transaction templates
- Join shared ledgers
Plus
Everything in Free, plus:
- Ad-free, always
- Privacy Shield — hide your balances at a glance
- Unlimited transaction templates
- Split any purchase into installments
- Reflect Ask — unlimited AI spending insights
- Scan receipts and let AI fill in the details
- Full home screen widgets, your way
- Shared ledgers — create and share books with others
- 7-day introductory trial
Compare Free and Plus
Every plan includes unlimited transactions, budgets, and custom categories. Plus unlocks ad-free use, advanced privacy, AI tools, and shared ledgers.
| Feature | Free | Plus |
|---|---|---|
| Transactions & budgets | Unlimited | Unlimited |
| Custom category groups & categories | Unlimited | Unlimited |
| Reflect — Reports (trends, spending breakdown, budget vs actual) | ||
| Reflect — Ask (AI Insights) | 3 generations / month | Unlimited |
| Personalized dashboard | ||
| Copy budget (month-to-month) | ||
| Ads | Shown | Ad-free |
| Privacy Shield / balance masking | Shield: all · Masking: Plus | |
| Transaction templates | Up to 5 | Unlimited |
| Installment plans | — | |
| Receipt scan (AI extraction → pre-fill) | — | |
| Home screen widget | 1 widget, Small size, 1 category | Multiple widgets, all sizes, up to 4 pinned categories |
| Multi-ledger (shared books) | Join only | Create + share + join (≤3 additional) |
Reflect Ask free tier: 3 new AI generations per calendar month. Re-reading cached insights does not count toward the limit.
Why Choose Treax Plus?
Unlock powerful features that transform how you manage your finances and achieve your money goals.
AI-Powered Insights
Get personalized financial recommendations powered by advanced AI that learns your spending patterns and helps you make smarter money decisions.
Real-Time Sync
Connect all your bank accounts, credit cards, and investment accounts for automatic transaction tracking and up-to-date financial overview.
Advanced Analytics
Access detailed reports, spending trends, and financial forecasts that help you understand your money flow and plan for the future.
Goal Tracking
Set and track multiple financial goals like saving for vacation, emergency fund, or debt payoff with visual progress indicators.
Frequently Asked Questions
Everything you need to know about Treax pricing and features. Can't find what you're looking for? Contact our support team.
The Free plan includes dashboard access, basic reports and analytics, transaction recording, and single budget planning. It's perfect for getting started with personal finance management.
Premium includes AI-powered financial insights, multiple budget categories, multi-currency support, goal setting and tracking, financial provider integration, and smart notifications and alerts.
Yes! You can upgrade from Free to Premium at any time, and you can also downgrade from Premium to Free. Changes take effect immediately, and we'll prorate any charges accordingly.
When you choose annual billing, you pay $109 upfront for the entire year, which works out to $9.08 per month. This saves you $70 compared to monthly billing at $14.99 per month.
Absolutely. We use bank-level encryption to protect your data, and we never sell your personal information. Your financial data is encrypted both in transit and at rest, and we're SOC 2 compliant.
Yes, you can cancel your Premium subscription at any time from your account settings. You'll continue to have access to Premium features until the end of your current billing period, then revert to the Free plan.
Ready to Transform Your Finances?
Join thousands of users who are already building better money habits with Treax. Download now and start your journey to financial freedom.