August 2026

What's new in Treax 1.3

Log faster with receipt scan and templates. See clearer with Reflect Ask and home widgets. Upgrade to Plus when you want more power - Free still does the job.

Highlights

Receipt scanPlus

Snap a receipt and AI pre-fills Add Transaction for you to confirm.

Reflect AskPlus

Preset spending questions with clear insight cards, not a chatbot.

Shared ledgersPlus

Separate books for household, trips, and side projects.

Home Screen widgetsPlus

Pin category budgets to your iPhone Home Screen.

Privacy shieldPlus

Blur balances in the App Switcher; Plus adds over-shoulder masking.

Treax Plus trial

7-day introductory trial on eligible Plus plans.

Treax Plus

Power features when you want them, not before.

Treax Plus is an optional monthly or yearly plan with a 7-day free trial on eligible plans. Plus removes ads and unlocks receipt scan, installments, unlimited templates, over-shoulder masking, full home widgets, shared ledger creation, and Reflect Ask as a subscriber benefit. Start Free anytime; upgrade from onboarding, Settings, or any Plus prompt.

Optional upgrade · 7-day trial on eligible plans

Receipt scanPlus

Snap the receipt. Confirm the transaction.

Photograph a receipt and Treax AI reads merchant, amount, date, and line items, then pre-fills Add Transaction. You always confirm before save. Built for coffee runs, travel expenses, and anyone who hates typing amounts.

**Snap & scan**Open camera from Add Transaction. AI reads merchant, amount, and date.

**Pre-fill & confirm**Fields populate for your review. Save when it looks right.

Reflect Ask

Ask real questions about your spending.

In the Reflect tab, switch to Ask. Pick a preset question and get a clear insight card with a verdict, evidence, and an optional next step. Saved insights reopen instantly. Free includes 3 new generations per calendar month; Plus includes Reflect Ask.

Free: 3 new insights / month · Plus: included

**Pick a question**Weekend habits, 50/30/20, subscriptions, and more

**Generate insight**Treax reads your ledger, not the internet

**Read the card**Verdict, evidence, optional next step

Shared ledgers

Separate books for household, trips, and side projects.

Create additional ledgers, each with its own currency, starter categories, and roles (owner, editor, viewer). Share an account into a shared book without exposing your entire personal ledger. Plus can create and share up to 3 additional ledgers; Free can join shared ledgers.

Plus: create & share · Free: join

**Create a ledger**Household, trip, or side project

**Invite members**Owner, editor, or viewer roles

**Share accounts**Only what belongs in that book

Installments & templatesPlus

Split big purchases and log repeats in one tap.

Installment plans split a large purchase into scheduled payments across future months on your ledger, not a loan or BNPL product. Transaction templates save coffee, rent, salary, or any repeating pattern. Free includes up to 5 templates; Plus is unlimited.

**Split purchase**Schedule payments across months

**Save template**One tap for repeating entries

Home Screen widget

Budgets at a glance, without opening the app.

Pin category budgets to your iPhone Home Screen and tap through to transactions. Free: one Small widget with one category. Plus: all sizes, multiple widgets, up to four pinned categories.

Free: 1 Small widget · Plus: all sizes

**Pin a category**Choose what to track at a glance

**Add widget**Home Screen or Lock Screen

**Tap through**Jump straight to transactions

Privacy

Your money stays yours, even in the App Switcher.

When you leave Treax, a privacy shield covers the screen so balances are not visible in multitasking. Plus adds over-shoulder masking to hide amounts while you are still inside the app.

Shield: everyone · Masking: Plus

**App Switcher shield**Content blurs when you leave Treax

**Over-shoulder mask**Hide amounts while you browse

Setup & Home

Set up faster. Get in. Start logging.

Sign in with Google or Apple for a fast start, then a new 5-step onboarding walks currency, categories, optional first budget and expense, a quick payoff summary, then Free or Plus. On Home: personalize dashboard cards and use the speed dial to start a transaction or budget in one tap.

**Quick sign in**Google or Apple auth to get started in seconds

**Your dashboard**Show or hide the cards you want

**Speed dial**New transaction or budget in one tap

Also in 1.3.0

Amount-first Add Transaction
Better tag, vendor, and account pickers
Returning-user login
Clearer empty states and full-screen forms
Full-screen date picker
Smoother skeleton loading
Gentle haptics on key actions
9 languages: EN, DE, ES, FR, IT, NL, PT, SV, TR

Free vs Plus

Feature	Free	Plus
Transactions & budgets	Unlimited	Unlimited
Custom category groups & categories	Unlimited	Unlimited
Reflect — Reports (trends, spending breakdown, budget vs actual)
Reflect — Ask (AI Insights)	3 generations / month	Unlimited
Personalized dashboard
Copy budget (month-to-month)
Ads	Shown	Ad-free
Privacy Shield / balance masking	Shield: all · Masking: Plus
Transaction templates	Up to 5	Unlimited
Installment plans	—
Receipt scan (AI extraction → pre-fill)	—
Home screen widget	1 widget, Small size, 1 category	Multiple widgets, all sizes, up to 4 pinned categories
Multi-ledger (shared books)	Join only	Create + share + join (≤3 additional)

Reflect Ask free tier: 3 new AI generations per calendar month. Re-reading cached insights does not count toward the limit.

Ready to Transform Your Finances?

Join thousands of users who are already building better money habits with Treax. Download now and start your journey to financial freedom.

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